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When can I apply for health insurance?
During Open Enrollment (Nov. 1 - Dec. 15th) any one can sign up for an ACA plan. Short term plans are available year round and don't require an SEP.
What is an SEP, and do I have one?
An SEP is a special enrollment period for those that lost their health insurance. If you lost your health insurance within the last 60 days you have an SEP and can get on a new plan. If you lost Medicaid you have 45 days. A baby can be added to a plan within 60 days of their birthday with coverage backdating to the date of birth.
Are pre-existing conditions covered?
Yes! On the ACA all pre-existing conditions are covered, and you can't be denied coverage because of it. Short term policies though have underwriting requirements.
Is dental and vision included?
No, but we can give you quotes and enroll you in stand alone Dental and Vision plan.
What is the cost of your services?
There is never a fee for any of our services!
What Does ACA Mean?
ACA stands for Affordable Care Act, which is also known as Obamacare. Healthcare.gov is where you enroll in the ACA and is also known as the MarketPlace.